What to Do After a Work Injury

On the job injuries can have devastating impacts forinjured worker can receive time loss benefits.
workers. In an instant, an employee can go from beingThereafter, the injured worker must keep and attend
a healthy, productive worker, to being in significant painall scheduled appointments. They must also keep in
and unable to work. While an employee's first thoughtscontact with their workers compensation claims
may be to get medical treatment or want to knowadjuster and employer. The injured worker must also
how quickly they can get back to work, there areread all letters and notices received regarding their
certain responsibilities they must adhere to be inclaim and keep copies all letters sent and received.
compliance with the law. Following a work injury,Once the injured worker has been cleared to return to
employees must immediately it, or as soon as possiblework by their health care provider, they must contact
after the accident. If the injury is not reported within thetheir employer immediately. If an employee has a
prescribed period, the workers compensation claimpermanent injury, they may qualify for vocational
may be rejected. Forms required to initialize the claimassistance with job retraining and placement.
must be filled out promptly and returned to theIt is typically in everyone's best interest for the injured
appropriate insurance company or state agency.employee to get back to work as soon as possible.
Employees who need medical treatment after a workReturning to work speed can speed the injured
injury must inform their health care provided that theiremployee's recovery and reduces the financial impact
injury occurred on the job. The medical provider willon the worker, the employer, and the workers
then bill the workers compensation insurer or statecompensation insurance system. Even if the injured
agency who administers claims for the treatment. Ifemployee is unable to get back to their job right away
the employee's injury is substantial enough to requirefollowing the accident, the employer may be able to
time loss from work, the time loss must be authorizedfind light duty work for which they are qualified, thus
by a health care provider. In most states, there is arelieving the strain of an employee injury for all.
two week waiting period after the incident until the