| How long do I need to be in the same job to get a | | | | requirements are much higher than another candidate |
| mortgage? | | | | with similar qualifications, it could cost you the job. So |
| Typically a mortgage lender will require as much as | | | | be aware of the hiring process of the place in which |
| two years at your current job. Now if you had a | | | | you are applying. Other qualifications are more |
| change of jobs in the same field then you probably will | | | | important though. Having skills that are out of line, a gap |
| be ok. If you have changed jobs in the past two years, | | | | in your history, jobs of decreasing responsibility, or a |
| in order for you to earn a substantial larger salary in | | | | bad interview can hurt you much more than salary the |
| the same field, that is even better. Your job will, in most | | | | salary that you're are requesting or at least showing. |
| cases, give the information to you lender that you are | | | | JOB Skills far out way salary history. |
| either a floater from place to place or you are planted | | | | If a position pays 100K and everyone that applies are |
| and have a desire to do the best you can for your | | | | all making 100K in their current roles then none of these |
| employer. You will have a much better opportunity for | | | | candidates have the job skills necessary for that |
| the bank to finance your dream home. | | | | position. What you will need to do is find two |
| Importance of skills or salary: | | | | candidates that earn 110K and have the best job skill |
| Which do you think is more important when screening | | | | history to be successful in your open position. Which |
| a potential candidate? Do you think it is his/her Job | | | | candidates should you interview? The ones currently |
| skills or their salary history? As I have been going | | | | earning 100K or the two making slightly over? How |
| through the job search process this time around, I have | | | | much is it costing your company NOT having the "right" |
| been constantly told that my qualifications, skills and | | | | employee in place? Is it worth spending the extra 10K |
| accomplishments are amazing. Yet, when specifically | | | | annually to ensure a job well done? There are lots of |
| told to supply a salary history; the opportunity | | | | 100K jobs out there. The internet has produced |
| disappears. These job managers do not want to pay | | | | thousands of these types of workers all over the |
| at least what I am currently making or even close. So I | | | | world. The internet is a place that many are going to, |
| think I need to let them know that I would rather not | | | | since over 80 percent have computers in their homes. |
| show them my current salary and go on with the | | | | Some of the large corporations are farming out their |
| interview and then when it gets close to what I need | | | | work to people that are at home and can do the |
| to be a part of their corporation, then place all of the | | | | same work at home and not have to come into an |
| information on the table at that point, then I may have | | | | office. This keeps their costs down. |
| a better chance of getting the job. | | | | In conclusion if you are unemployed or are thinking of |
| Ways your salary can cause you a problem. | | | | changing jobs, be sure to look around and do not |
| First of all, you have to get past the resume screening | | | | expect to get the same or even close to the same |
| process. If your salary is too high or too low, you may | | | | salary you were getting before you left. If you are in a |
| get screened out without anyone really considering | | | | management position then keep an up to date resume |
| your skills. Then, if you get the interview, the | | | | with no lost time and let the interviewing officer know |
| interviewer will be looking for things that indicate your | | | | that you would like to show them all of your |
| resume is inaccurate, salary that is much too high or | | | | qualifications, likes, dislikes, and then talk about the |
| low for the position, which may hurt you. Finally, when | | | | available salary. |
| the final choice is being made, if your salary | | | | |